We had always had a 30 year mortgage but were able to cut it down to 15 thanks to the low rate, so we're much closer to having our house paid off. We'd highly recommend Logix for home loans.
“
Juan
Los Angeles, CA
The refinance fees were very reasonable and the Logix staff who handled our loan were friendly and helpful from start to finish as they got us a lower rate and saved us money on our mortgage.
“
Andy
Simi Valley, CA
Special first time homebuyer options
We'll do it right or pay you $500++
OR
Conforming 30-year fixed APR (Annual Percentage Rate) is available on owner-occupied property purchases at a maximum 60% Loan to Value (LTV) and is dependent on applicant’s creditworthiness and other underwriting factors; your rate, APR and payments may be higher. The monthly estimated payment is based on a $200,000 loan amount, reflects interest and principal amounts only, and does not include other costs such as taxes and insurance; your actual payment obligation will be greater. PMI is required on loans with an LTV greater than 80%. Rate accurate as of 2/19/20 and is subject to change. Negative points may indicate a benefit to the borrower and result in a higher interest rate. Purchase rate comparison provided by Informa Research Services, Inc. NMLS ID 503781
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(877) 456-2543
Conforming (30 Year Fixed) - amounts up to $510,400
Interest Rate
APR
Total Points
Lock Period (Days)
Logix
Chase
Wells Fargo
US Bank
3.75%
3.88%
4.13%
3.63%
3.63%
4.12%
3.88%
3.76%
-0.13%
0.00%
0.08%
0.00%
45
45
45
45
Estimated Monthly Payment
Principal & Interest
$913
$970
$941
$927
Wells Fargo
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+ 3% down (97% financing) available on owner-occupied primary residence loan amounts of up to $453,100 on approved credit. 3% down payment must be from borrower’s own source of funds and does not include non-lender paid fees, impounds, or reserves. Other financing options are available. Private mortgage insurance (PMI) is required.
** “No Closing Costs” means Logix will pay loan origination and third party fees, with exceptions. The No Closing Cost option applies only to specific mortgage loan products, pricing, and terms, and is not available on all mortgage loan products. Borrow must repay all lender-paid closing costs if the loan is paid off within the first 36 months.
++ We'll do it right or we'll credit $500 to your savings account. Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
Logix mortgage loans are available only in the following states: AZ, CA, DC, ME, MD, MA NH, NV, and VA. Logix membership required. NMLS ID 503781
Federally insured by NCUA
Speak with one of our friendly experts today & see why Logix was recently named the best credit union in California in a study published by Forbes.