Disclosures 

*”As low as 2.99% APR” (Annual Percentage Rate) is our best auto loan rate on approved credit on New Auto purchases and refinances from another institution, for a maximum 36-month term, and include a 1% discount for Automatic Payment (AutoPay), .75% discount for payroll related direct deposits of at least $1,500 per month and .25% discount for "Platinum Tier" Logix Relationship Rewards (for qualifying members). Payroll-related direct deposits are limited to pension, payroll, retirement benefits, and Social Security. Person to Person payments (such as Zelle®) are not considered payroll-related direct deposits. Your rate may increase if you stop using AutoPay or if you do not meet the payroll-related direct deposit requirement. To meet the payroll-related direct deposit requirement, you must establish and receive payroll-related direct deposits totaling at least $1,500 per month within 60 days of loan funding and continue to receive at least $1,500 per month in payroll-related direct deposits thereafter. To qualify at the Platinum Tier of the Logix Relationship Rewards Program you must have a combined Household Loan and Core Savings balance of at least $100,000.00, have an open Logix checking account, and must be a Logix member in good standing. Combined household balance includes any loan, mortgage, checking, money market and savings balances (excluding certificates) at Logix. Refer to our Relationship Rewards Program Disclosure for complete information. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to-value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. Monthly payments at 2.99% APR for a 36-month term are estimated at $29.08 per $1,000 borrowed. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage.

** Up to 125% financing is available on a New or Used Vehicle purchase or no-cash-out loan refinancing from another institution; is based on creditworthiness, and may not be available to all recipients; other conditions may apply.

***Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.

Logix finances vehicles purchased through franchised dealerships (those affiliated with a major brand such as Ford, Chevy or Toyota) or private parties only. Vehicle loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required.

Logix Smarter Banking is a registered trademark of Logix Federal Credit Union.

Rate is accurate as of 10/6/2026 and is subject to change.