Check Out Our 

Checking Accounts 

Open a checking account backed by service, 
security, and convenience. 

4.8 (1459 Reviews)

Open an Account

Open Your Checking
Account in 3 Steps

Select the checking account you want to open and add other products that suit your needs. 

Deposit the required minimum deposit for the account you are opening. 

Enter your contact and financial information.
Have your driver’s license ready.

Fill in Your Details

Choose Deposit Amount

Open an Account

Open an accountFind the Nearest Branch

Join Other Happy Logix Customers

I love Logix! Great people, great service, and great products. They offer the highest savings rates on money market checking accounts and CD's.

Richard C.

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FAQ Section
What are the monthly fees for a Checking Account?
The monthly service fees vary depending on the type of account you open. Click here to learn more.
Is there a minimum balance requirement?
There are minimum balance requirements to avoid monthly service charges. Click here to compare checking accounts.
What is Early Payday with Direct Deposit?
We process Direct Deposits as soon as we get notification from your employer, so when you ask them to set up your pay as a Direct Deposit to your Logix account those funds could be available up to two days earlier than your standard payday date, depending on your employer.
What is an overdraft?
An overdraft occurs when you do not have enough money in the available balance in your account to cover a transaction at the time it is presented for payment, but Logix Federal Credit Union pays it anyway. We can cover your overdrafts in two different ways: We have standard overdraft practices that come with your account. We also offer overdraft protection transfer plans, such as a transfer from your savings, which may be less expensive than our standard overdraft practices.
What fees will I be charged if Logix pays my overdraft?
Under our standard overdraft practices, no Courtesy Pay Fee is charged if your available balance overdraft is $5.00 or less. The following tiered fees apply if your available balance overdraft is more than $5.00: No Charge for any item/transaction of $5.00 or less; $10.00 for each item/transaction amount between $5.01 and $15.00; and $30.00 for each item/transaction amount over $15.00 The maximum you could be charged per day for Consumer accounts is five (5) overdraft fees totaling up to $150.00 and for Business accounts are ten (10) overdraft fees totaling up to $300.00.

Frequently Asked Questions

Other questions? We’re here for you! 

Call Us 

Have questions? Call us at
(800) 328-5328!

Appointment 

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Come into one of our branches in person!

Contact Us

Connect with our team
online, by phone, or in person.

Already Applied?

Read Our Step-By-Step Guides 

We’ve created this series of guides to help with some common questions you may have regarding the road to your new loan. 

Check Your Status By Phone 

Connect with our Member Service Center team for your application status. 

Disclosure (1) 

‡Introductory Rate on World Rewards and Platinum Regular Card: Introductory Rate is available to members who meet minimum credit score and underwriting criteria. Cardholder must qualify. Credit card purchases made during the first 6 months your credit card account is open qualify for 0% APR for the first 6 billing cycles. When the Introductory Rate period has ended, the rate applied to any remaining outstanding balance for those transactions will be at the cardholder’s standard Credit Card rate.

Mastercard is a registered trademark of Mastercard International Incorporated.

Logix membership is required.

Open a checking account backed by service, security, and convenience.

Select the checking account you want to open and add other products that suit your needs.

Open an Account

Fill in Your Details

Choose deposit amount

Deposit the required minimum deposit for the account you are opening.

Join Other Happy Logix Customers

Frequently Asked Questions

Other questions? We’re here for you! 

Already Applied?

Disclosure (1) 

Logix Home Equity Loan – No closing costs on loan amounts of $250,000 or less ($100,000 or less for non-owner occupied property), provided borrower does not pay off the loan within the first 36 months. Attorney's fees apply in some states. Additional state-related taxes and fees may apply. Property Insurance and a lien is required on the subject property. Minimum loan amount is $25,000; maximum $500,000 ($250,000 for non-owner occupied property). Home Equity Loans are available on properties located in AZ, CA, DC, MA, MD, ME, NH, NV, and VA. Logix membership required. Logix Smarter Banking is a registered trademark of Logix Federal Credit Union. Other terms and conditions may apply. 

Best banking experience ever! Seriously beyond friendly and helpful. Way better than the big banks, and free checking account without hoops to jump through.

Stefan K. 

Exceptional customer service. (...) Also great rates on everything from car loans to savings accounts. strongly recommend. 

Pablo Q.

We love Logix for all our banking needs. (...) 
I just recently opened up my kids checking account as well.

Julie D.

I absolutely love being a member of Logix Credit Union. (...) Logix actually gives me money instead of taking it. I will never go back.

Donna B.

I have been a member of Logix for over 25 years. I have quite a few accounts with them including my car loan and Mortgage. I have always received great service.

Harsha D.

They truly care and take care of your account and every way make you feel like you are very special, highly recommend them!

Maria L.

I love Logix! Great people, great service, and great products. They offer the highest savings rates on money market checking accounts and CD's.

Richard C.

Best banking experience ever! Seriously beyond friendly and helpful. This is way better than the big banks, and free checking account without hoops to jump through.

Stefan F.

I have been a member of Logix for over 25 years. I have quite a few accounts with them and I have always received great service.

Harsha D.

Yelp

Check Out Our
Checking Accounts

Compare Accounts

Logix Checking Account Options 

Choose the best option for your needs 

Monthly Service Charge
$8.95 or $6.95*  

What is a Home Equity Line of Credit?

Premier Checking

Waived Monthly Service Charge 
$2,500 daily checking balance   

Apply

Premier Checking 


Monthly Service Charge
$8.95 or $6.95* 

Walved Monthly Service Charge 
$2,500 
daily checking balance

Monthly Service Charge
$5.95 or $3.95*  

What is a Home Equity Line of Credit?

Advantage Checking

Advantage Checking 

Waived Monthly Service Charge 
$750 daily checking balance

or $250 or more in Direct Deposit 

Apply

Monthly Service Charge
$5.95 or $3.95* 

Walved Monthly Service Charge 
$750 
daily checking balance

or $2,500 of Direct Deposit

Monthly Service Charge
$12.95 or $10.95*  

What is a Home Equity Line of Credit?

High-Rate Checking 


Monthly Service Charge
$12.95 or $10.95* 

High-Rate Checking 

Waived Monthly Service Charge 
$20,000 daily checking balance   

Apply

Walved Monthly Service Charge 
$20,000 
daily checking balance

All monthly service charges are WAIVED in Gold or Platinum level of Relationship Rewards** – see how it works here

*Monthly Service Charge with e-Statements (paper statements waived)
**Gold Relationship Rewards: Minimum $35,000 combined household  balances. Platinum Relationship Rewards: Minimum $100,000 combined  household balances. Combined household balance includes any loan,  mortgage, checking, money market and savings balances (excluding  certificates) at Logix.

What is a Home Equity Line of Credit?

Interested in going
beyond debit?

Interested in going beyond debit?

Discover possibilities of reaching more with Logix Mastercard credit cards. Enjoy 0% Introductory APR on purchases for the first 6 months your account is open!‡ After that your variable APR will be 12.49% to 17.99% for the Platinum Mastercard and 16.99% to 17.99% for the World Rewards Mastercard, based on your creditworthiness. Now that's supercharging your spending power. 

Discover Logix Mastercards

Logix Debit Card Benefits

It’s easy, fast, and safe, and lets you access money when you need it.

Apply Now

What is a Home Equity Line of Credit?

Smarter Banking
Stars Here 

Smarter Banking Starts Here 

What is a Home Equity Line of Credit?

Early Payday with Direct Deposit! Get access to your paycheck funds up to 2 days early***. 

Early Payday 

What is a Home Equity Line of Credit?

Deposit checks with your iPhone or Android smartphone through the Logix Mobile App

eDeposit 

What is a Home Equity Line of Credit?

Access to 30,000 Fee-Free CO-OP ATMs. That's way more than the big banks offer. 

Fee-free Access to More Than 30,000 ATMs 

What is a Home Equity Line of Credit?

Access your account anytime, anywhere. Pay your bills, stop payments, check your accounts, and more. 

Mobile Banking and Online Banking 

Compare Accounts

*Monthly Service Charge with e-Statements (paper statements waived)
**Gold Relationship Rewards: Minimum $35,000 combined household  balances. Platinum Relationship Rewards: Minimum $100,000 combined  household balances. Combined household balance includes any loan,  mortgage, checking, money market and savings balances (excluding  certificates) at Logix.
***Dividends are earned daily and are credited and compounded monthly on the first day of each month. For current rates click here. 

 Great Relationships Deserve Great Rewards! 

Great Relationships Deserve Great Rewards!

As a valued member with a Logix Checking or Money Market Account,  you'll receive exclusive benefits through Relationship Rewards.

For Each $1 Spent in Purchases
with a World Rewards Mastercard®

Mortgage Loan Fee Discount 

Save $500 on Mortgage Fees  

0.10% Auto Loan Interest Rate Discount 

Auto Loan Savings 

2 Rewards Points 

$35,000 - $99,999 combined household balances 

Gold Tier 

Enjoy 90 days of free Gold status after signing-up

Gold Tier 

Platinum Tier 

Platinum Tier 

For Each $1 Spent in Purchases
with a World Rewards Mastercard®

Auto Loan Savings 

0.25% Auto Loan Interest Rate Discount

Mortgage Loan Fee Discount  

Save $750 on Mortgage Fees  

3 Rewards Points 

$100,000 combined household balances

Silver Tier 

Silver Tier 

For Each $1 Spent in Purchases
with a World Rewards Mastercard®

0.05% Auto Loan Interest Rate Discount 

Save $250 on Mortgage Fees  

Auto Loan Savings 

1.5 Rewards Points 

$20,000 - $34,999 combined household balances 

Mortgage Loan Fee Discount 

Explore World Rewards MastercardView more benefits

†Combined household balance includes any loan, mortgage, checking, money market and savings balances (excluding certificates) at Logix. 

Logix Debt Card Benefits

Early Payday 

Early Payday with Direct Deposit*! Get access to your paycheck funds up to 2 early. 

eDeposit 

Deposit checks with your iPhone or Android smartphone through the Logix Mobile App

Free Access to More Than
30,000 ATMs 

Access to 30,000 Fee-Free CO-OP ATMs. That's way more than the big banks offer. 

Free Mobile Banking and Online Banking 

Mobile banking anytime, anywhere. Pay your bills, stop payments, check your accounts, and more. 

Enter your contact and financial information. Have your driver’s license ready.

***We process Direct Deposits as soon as we get notification from your employer, so when you ask them to set up your pay as a Direct Deposit to your Logix account those funds could be available up to two days earlier than your standard payday date, depending on your employer.