1NCUA (Q4 2025). Credit Union and Bank Rates.
2 Callahan & Associates (Q2 2026). Based on the Callahan & Associates Return of the Member (ROM) Index. The Return of the Member (ROM) Index evaluates how much value credit unions return to their members through savings, loan affordability, and service usage.
3 Callahan & Associates (Q4 2025). Average over the past 5 years from Q4 2020 through Q4 2025.
Logix Federal Credit Union is not affiliated with any outside sources, and is a separate entity.
APR = Annual Percentage Rate.
APY = Annual Percentage Yield.
*Vehicle Loans - New Auto Loans: As low as 3.99% APR is our best auto loan rate on approved credit and up to 125% financing on New Auto purchases and refinances from another institution, for a maximum 36-month term, and includes a 1% discount for Automatic Payment (AutoPay). Rate subject to increase if AutoPay is discontinued. Advertised rate and financing is based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from this offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rate offered may be higher and a down payment may be required depending on applicant's credit rating and other underwriting factors. Maximum 17.99% APR. Monthly payments at 3.99% APR for a 36-month term are estimated at $29.52 per $1,000 borrowed. "New Auto" means the current and prior model year with less than 10,000 miles. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required. Rate is accurate as of 09/30/2026 and is subject to change.
**Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.
***Information is based on the results of Logix membership satisfaction surveys conducted between January 2024 and December 2024. Survey participants included randomly selected Logix members.
Bite of Reality is a registered trademark of Richard Myles Johnson Foundation.
BauerFinancial™ Financial Strength Star Ratings based on 06/30/26 financial data (the most current available). Criteria used to determine the BauerFinancial™ Star-Rating includes capital ratio, profitability/loss trend, the level of delinquent loans, charge-offs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, historical data, liquidity, and other factors.
App Store is a service mark of Apple Inc. Google Play is a trademark of Google LLC. Logix Federal Credit Union is not affiliated with and is a separate entity from Apple Inc., and Google LLC.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.
Logix Smarter Banking is a registered trademark of Logix Federal Credit Union.